Gemstone on EMI

How EMI Works?

EMI is short for "Equated Monthly Installments." When you buy a gemstone on EMI, you pay for it in installments as per your plan which can be of 3 months, 6 months, or more. EMIs usually include paying interest but not at GemsRoot.

At GemsRoot, we offer No-Cost EMI option. This financing option allows ou to break down the cost of your gemstone purchase into monthly installments. But, unlike usual EMIs, you do not have to pay any interest or additional fees.

You only pay the original price of the gemstone over a set period, where there is a fixed amount for each installment. For instance, you buy gemstones online with No-Cost EMI worth INR 15,000/- and choose a 6-month No-Cost EMI plan. Then, you will pay INR 2,500/- every 6 months, adding up to 15,000/-.

How EMI Works at GemsRoot?

At GemsRoot, we offer NO-COST EMI plan where you can split the original amount of the gem into 3 months or 6 months. You just need to pay 25% of the total amount and rest can be paid in fixed, easy and stress-free installment over a set period.

For example, you buy a gemstone worth INR 10,000/-. With our No-Cost EMI plan you initially need to pay 25% of 10,000, that is 2,500/-. The remaining 7,500/- can be paid for in small installments over a period of 3 months or 6 months as per your convenience. There is also no need for credit card. Get your gemstones now with easy EMI No-Cost options, available only for purchases up to one lakh.

Why Buy Gemstones on EMI?

Isn't it amazing that you get to make a gemstone purchase on EMI at reasonable prices and zero interest/extra fees? You get experience the divine energies, healing properties and astrological benefits of 100% natural, high-quality, and certified gemstones without burning a hole in your pocket.

Here are the top 5 reasons to buy certified gemstones with affordable gemstone EMI plans –

• Affordable Buying: For the majority of people buying gemstones is expensive because natural and certified gemstones with higher energy and efficacy are usually priced higher. Buying gemstones at No-Cost EMI enables affordable buying, helping you split a large amount into small installment payments. This way you purchase your desirable gem without straining your budget or disturbing monthly expenses.
• Multiple Options: With No-Cost EMI on gemstones, you can buy not one but multiple gemstones! Sometimes astrologers recommend wearing more than one gems based on our concerns, and birth chart. In such cases, these plans are like a blessing, you can buy and wear your recommended Vedic gemstones without spending a fortune and gain its astrological and healing benefits.
• Easy Gifting Option: There is a huge trend where people are shifting from gifting diamonds to gifting colorful gemstones. They are not only aesthetically stunning but also hold great significance and value in astrology. Gifting precious or semi-precious gems might seem expensive initially but with affordable gemstone EMI plans, they are not.
• Regulates Cash Flow: With No-Cost EMIs it is easier for you to maintain cash flow for you monthly expenses. You do not have to give a large chunk of your money at one go when purchasing astrological gemstones. Also, you have the flexibility to select the payment tenure based on your finances and comfort.
• Maintains Credit History: When you buy gemstones on EMI, you get enlisted in GemsRoot's credit list. And when you pay off your installments in time, you build a good credit history and CIBIL score. This helps you achieve two goals with a single effort. Harness the benefits of potent gemstones while also building a strong credit portfolio.

Benefits of Buying Gemstones on EMI

EMI options for gemstones brings multiple benefits for buyers, gem lovers and everyone who wish to cherish these wonderful creation of nature. It presents a convenient and economical method of investing in precious gems without breaking your bank.

It provides an opportunity for you to make payments over time, making top-class gemstones available to more people. This choice allows you to live the luxury while being able to oversee your budget well. Here are some more benefits you gain when you buy gemstones on monthly installments through equated monthly installments.

• No Large Payments: When you make a purchase on EMI, you pay for gemstones in installments and there is no need to pay an amount at once which is usually a big payment. As per convenience, you can break up the due amount into fixed installments set over favorable period.
• No-Cost EMIs: Brands like GemsRoot offer No-Cost EMIs which is a cherry a top for gemstone buyers. No-Cost EMIs is same as a regular EMI minus the interest charges or additional fees. Our No-Cost EMI makes purchasing gems even more convenient than it already is with simple EMI plans.
• Easy Budgeting: When making a gemstone purchase with EMI you get to easily budget your monthly expenses. What happens with large one shot payments is your daily and monthly expenses take a hit, making it difficult to manage your finances. However, with No-Cost EMIs budgeting is stress and hassle-free.
• High-Quality, Certified Gemstones: With EMI option, you can buy higher quality and certified gemstones that usually seems impossible without it. Gemstones with higher quality features, certifications and astrological benefits carry a heavy price tag which often makes it difficult for most buyers to purchase them. But with No-cost EMI on gemstones it is now possible.

Types of Gemstones Available on EMI

Wondering if which gemstones are and which are not available on EMI? Fortunately, at GemsRoot, we offer both precious and semi-precious stone on No-cost EMI. We as an authentic and trusted gemstone seller aim to offer the best gemstone buying experience to our customers and every gem enthusiast.

You can buy every precious gemstone (Navratnas) – emerald, ruby, blue sapphire, yellow sapphire, white sapphire, pearl, red coral, hessonite, and cat's eye with our No-cost EMI plan. Also, you can buy semi-precious gemstones including amethyst, opal, aquamarine, blue topaz, citrine, carnelian, jade, lapis lazuli, moonstone, malachite, peridot and much more.

Welcoming gemstones into your life can be a heavenly sign from the universe to transform your life. These gemstones direct you and move beyond the divine power to your Chakras for your welfare and development.

Purchasing these gems under our No-cost EMI scheme (for Indian buyers only) facilitates you in controlling your financial status, having liquid cash, increasing your credit score, and feeling the divine advantage! GemsRoot welcomes all individuals experiencing troubles and looking for astrological advice to purchase these value-worthy and low-priced gemstones through online transactions on EMI.